BayPort Grafton

Why choose a credit union?

We live where you live. BayPort creates our products and makes lending decisions based on our local area's economy and needs. We offer all the same products and services available through big banks, and our membership is open to the masses. Our goal is to help the community gain financial literacy, establish savings goals, and build credit.

How do I become a member?

Everyone in Hampton Roads can bank at BayPort! All you need is $5 in a BayPort savings account. This one-time deposit also makes you an owner of BayPort Credit Union and not just another customer. Instead of producing profits for shareholders, we serve only your best interests. Refreshing isn't it?

Does BayPort offer business accounts and services?

We sure do! Investing in our local economy is an investment in the future. Our business banking checking and savings options are designed to fit the unique needs of local entrepreneurs and have plenty of perks built right in. Our payroll and merchant services help keep your hustle strong, accurate, and efficient. We even offer business loans when you need them most, including credit cards, lines of credit, and commercial real estate loans.

Can you help me improve my credit score?

BayPort members get free access to Credit Score, a credit monitoring service that lets you pull your score daily, see your full credit report, dispute claims, and discover ways to save money and reduce interest costs.

Should I transfer my credit card balance?

You might realize significant monthly interest savings by transferring your higher-rate credit card balances to a lower-rate credit card. BayPort offers no-fee Mastercard® Platinum Rewards, Cash Back, and Preferred credit card options. Enjoy the perks you care about most! Plus, get a 3.99% introductory APR for 12 months from account opening on balance transfers from other credit cards made to your BayPort card in the first 30 days.